Top-10 Cheapest Sports Cars To Insure

Top-10 Cheapest Sports Cars to Insure

What are the cheapest sports cars to insure?

Check out our top affordable picks.

A sports car is the dream of many drivers; Men and women alike go crazy at the sight of prestigious vehicles. Motorists love the stylish body design, incredible driving performance and high vehicle status.

There is only one thing – the price for such vehicle are usually expensive. More importantly, before buying a car, it is recommended to find out how much its insurance costs on average.

You can find out both on the Internet and in the insurance company. In this article, we have selected 10 of the cheapest sports cars to insure and in our opinion these cars are among the fastest. 

See Also: Top-10 Fastest Cars In The World Ranked

Ranking The Cheapest Sports Cars to Insure

1. Mazda MX-5 

Mazda MX-5
Via Mazda

The Mazda MX-5 has always been a pretty cheap and fun car. Since the first generation came out in 1989, this compact sports car has brought joy to all it’s owners around the world. In, the MX-5 was powered by a 1.8-liter 4-cylinder in-line engine and had a fuel 2001consumption of 10L / 100km in the city. 

These fast-little cars are definitely worth it. Throughout their history of production, they have been awarded numerous awards, for example, Japan Car of the Year 2005. The Mazda MX-5 has an average annual premium of $1,353 and $1,284 respectively. This makes it the best priced on our list of cheapest sports cars to insure.

2. Mercedes-Benz SLK230

Mercedes-Benz SLK230
Via Facebook

Yeah, as surprising as it seems a Mercedes sports  car is actually on our list. So, the SLK-Class is a compact, luxurious roadster that has been produced since 1996 and has lived for three generations. And since the year 2000, these sleek sport cars were produced with  updated engines and a fairly updated design. 

The SLK230 was powered by a 2.3-liter 4-cylinder engine that produced 185 horsepower. The Mercedes-Benz SLK230 comes next on our list of cheapest sports cars to insure, with a $1,410 premium a year.

3. Mazda RX-8

Mazda RX-8
Via Pinterest

The Mazda RX-8 is undoubtedly not as dashing as the classic RX-7, but you definitely won’t find a mid-to-late 90s RX-7 for a considerably less amount. This information should be enough to make you understand that the RX-8 is actually a decent car when you consider the price. The Mazda RX-8 has an average annual insurance of $1,432.

4. Audi TT 1.8T

Audi TT 1.8T
Via Audi

When you hear the name Audi, what exactly do you think of? Especially when talking about sports cars; high-performance? luxury? Expensive? But thats not really the case with an Audi TT, it has always been available at reasonable prices. These compact sports cars have been produced since 1998. You can buy a restyled model from 2001 at a very cheap price.

If you are lucky enough, you could find the 1.8T version of the Roadster, which is much less common than conventional coupes. This version is a front-wheel-drive roadster with a turbocharged 4-cylinder 1.8-liter engine and outputs from 178 to 222 hp. The Audi TT 1.8T has an average annual insurance of $1,500.

5. Ford Mustang GT

Ford Mustang GT
Via wikicommons

The Ford Mustang is a legendary sports car that sets trends in the market. The 1962 Mustang was originally a two-seater concept car, but gradually moved to a four-seater concept. For six generations, the Mustang has undergone many changes in the body and design.

But the 2000 – 2004 were the last years of classic Mustang GT models. The GT version was the second most powerful and was paired with a 4.6-liter V8 that produced 260 hp. The Ford Mustang GT has an average annual insurance rate of $1,559.

6. Mitsubishi Eclipse

Mitsubishi Eclipse
Via wikicommons

The Mitsubishi Eclipse first hit the market in 1990, with the final versions produced in 2012. The first two generations were shipped to the US under the names Eagle Talon and Plymouth Laser, while the third generation was manufactured using a redesigned platform in conjunction with the Dodge Stratus and the Chrysler 

The year 2000 was the first year of production for the third generation Eclipse, which is arguably one of the most beautiful and dynamic generations of the four. These cars were equipped with engines ranging from 2.4 to 3.0 liters and an output of 150 hp. up to 210 hp. The Mitsubishi Eclipse has an average annual insurance of $1,605.

7. Subaru Impreza WRX STI

Subaru Impreza WRX STI
Via Pinterest

Subaru Impreza WRX STI is actually quite popular, it was even used in four of the fast and furious franchise. While the base Impreza itself is somewhat worthless, the high-performance WRXs are definitely cool and very powerful.

The STI was first introduced as a turbocharged variant for second generation models of the 2001-2007 Impreza. These cars used the 2.5-liter H4-T engines, which helped the car win the 2004 MotorWeek Best Performance Award. The Subaru Impreza WRX STI has an average annual insurance cost of $1,650.

8. Pontiac Firebird

Pontiac Firebird
Photo Credit: carscoop

When The Pontiac Firebird first came out in 1967 as a rival to the Ford Mustang, it was met with wild reception. This classic muscle car was a favorite for buyers mainly in the first and second generations from 1967 to 1981. But by 1982 they no longer had that menacing horse-like shape anymore.

These cars have a powerful 5.7-liter V8 LS1 engine as in the classic models and can be found for a very affordable price. The Pontiac Firebird has an average annual insurance of $1,670.

9. Volkswagen Golf GTI 

Volkswagen Golf GTI
Via autoevolution

If ever there was a car with worldwide popularity it’s definitely going to be the Volkswagen Golf. This car was first introduced to the world in 1974 and it has been in continuous production ever since. It has been marketed worldwide with different body designs under different names. It was so popular it was named the European Car of the year on two  occasions, one of only three cars to ever win the award twice (1992 and 2013).

The year 2009 saw the Golf go one step further, to win the ‘World Car of the Year award. The high-performance GTI was powered by a 2.0-liter turbocharged engine producing 197 horsepower. The Volkswagen Golf GTI has average annual insurance of $1,692.

10. Honda Civic Coupe SI

Honda Civic Coupe SI
Via carbuzz

The Honda Civic is one of the most popular family cars in the world. It was originally a subcompact car, but later became larger and more upscale and eventually moved into the compact car segment. The Civic was first introduced in 1972 and has sold over 18.5 million units since then.

 The 2000 Coupe Si belongs to the sixth generation (1996-2000), which featured updated design, suspension, and engine. The first Si Coupe was introduced in 1999 and was powered by a 1.6-liter DOHC engine. The Honda Civic Coupe SI has average annual insurance of $1,800.

Final Words on Sports Cars with Least Insurance Cost

Before buying a new car, it is important to have an idea of the insurance cost.

We hope that you found our list useful.

If you have any additions to make, please let us know in the comments section.

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